Opportunity
Homeowners want to see how extra payments affect interest saved, loan term, monthly cash flow, and payoff dates. A mortgage overpayment tracker can convert complex amortization decisions into clear progress dashboards.

Solution(s)
Build an overpayment calculator and tracker; add payoff scenarios and reminders; sell premium exports, advisor reports, and household finance integrations.
Background
The niche was flagged with about $40k MRR potential. Higher borrowing costs make homeowners more attentive to repayment strategies, creating demand for simple scenario planning tools.
Industries
Personal Finance, Real Estate, Mobile Apps, SaaS, Financial Planning
Score
82
